Education Planning : Education Planning Concerns For Families With 2 Children And More Every parent knows saving up for the funds for their children’s education is important. From normal savings accounts, to endowment plans to investment tools, everyone probably has used what he/she personally deem as the most appropriate way of savings up. There is [...]
Insurance for Dentist – What else besides Disability Income? Being a Dentist is known to be one of the most well paid occupation in the society. It is a niche occupation whereby one has to undergo many years of stringent training and exams, paying hefty school fees (normally with the help of scholarships and bonds) [...]
Budgeting for a Build-To-Order (“BTO”) or Resale Flat– How Much Do You Need? Conversation between me and a client who bought his HDB flat when the price was at the peak. Me: Don’t you think the price was high when you bought the flat? Client: No, not at all. All my neighbours were buying [...]
Understanding Your Company Insurance – Is it a sufficient coverage for yourself? At the age of 24, I developed a bad rash all over my body, and had to visit the doctor once every 4 days for almost 3 weeks, it would not completely go away. That was when my company GP decided that I needed [...]
ElderShield – How Much Should You Upgrade To? Client: Can refresh my memory? What’s this ElderShield insurance that you mentioned to me the other time? Me: It’s for long term care planning. Do you remember me explaining what activities of daily living are? Client: Oh yes, this sounds familiar. The 3 out of 6 [...]
PIAS Fourth Quarter Investment Outlook Click Here to Download
Home Protection Scheme (HPS) – What is this insurance? Client: Hey Alan, I just collected the keys to my new home! Anyway I signed up for this insurance called the Home Protection Scheme. Is it a fire insurance for my house? Me: No. HPS has nothing to do with fire insurance. It is a mortgage [...]
Long Term Care – How to Plan Financially for the Unhealthy Years? Discussion between my relatively healthy 78 year-old father and me on the need to have his cataract surgery Dad: No need to change to private doctor, just wait. Me: I’m not asking you to decide now. Consider it first. If you really can’t [...]
Life Insurance for Children - Do they really need it? Client: Hey! I just delivered and we would like to look at setting up hospitalization plan and creating education funds for my new born. Do you have anything to recommend? Me: Congrats on your new born!! Of course, I can help you with that! How [...]
In this Issue... PIAS Investment Outlook Q3 2017 FLoating With Rising Rates Safeguarding Your Home With a Comprehensive Home Insurance PIAS Awards & Accolades Click here to read more...
