Guide to Hospitalisation Insurance for Long Term Visit Pass (“LTVP”) Holders

As a Singaporean or Permanent Resident, your Medisave account can have multiple functions one of which is to fund the insurance premiums for dependents who are LTVP holders. This can be both a cost effective way to get coverage as well as minimising cash outlay.

This guide shows the range of health insurance plan premium for LTVP holders across 3 insurers for private hospital ward entitlement.  The premiums can be covered fully or partially by Medisave if applicable.  Also indicated are the Medisave withdrawal limits and cash outlay for different age bands.

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