There are many ways to plan for retirement. Some rely on children’s allowance given to them every month, some hope that their children will provide for them at old age, some receive income from rental, dividends, interest from the savings, CPF Life etc.
Regardless of the type of income that a person is receiving, it is a fact that a person will have to receive some form of income when the working income stops.
A “middle ground” option is to invest into insurance and retirement products.
There are insurance products designed, which are able to organize the income payout before age 65. There are also insurance products designed which provide income and death benefit, which allows you to give to beneficiaries in the form of legacy.
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