FINANCIAL PLANNING FOR WOMEN – RETIREMENT CLARITY PACKAGE

One of the greatest transitional periods of a woman’s life is during her midlife – the challenging period between younger and older adulthood.

During this period, many women experience a range of situational transitions such as caregiving responsibilities for parents, marriage problems, giving birth, and adjusting to adolescent children. At the same time, they may be going through the biological transition of menopause, as well as other health problems, work problems and lastly, financial stress.

While transitions involving relationships and health issues may not be as easily resolved, financial stress is one challenge that can be overcome by education and strong guidance. Often, people hesitate to ask for help in this area to avoid being asked to commit to financial products.

Hence, we have designed a Retirement Clarity Package to equip women in this age group with the mental tools to constantly review and take action towards their financial success, without the worry of being sold another product they may not need.

FOR MOST PEOPLE, RETIREMENT COMES IN 3 PHASES

The first phase is the “Go-Go’’ years, where we “go” do the things we have always wanted to do, such as going on trips and enjoying our time with our friends.

The second phase is called the “Slow-Go” phase where people “slow” into a regular and fixed lifestyle and retirement expenses start to stabilize during this phase.

Finally, the last phase is the “No-Go” years where we are “no” longer independent, instead becoming more in need of long-term care.

THIS RETIREMENT CLARITY PACKAGE WILL HELP YOU DISCOVER

  • At what age you would like to start your initial retirement years (i.e. Go-Go years)
  • If you still need to work during your Go-Go years
  • The amount of fixed expenses you will need to maintain during the “Slow-Go” phase
  • What your monthly retirement income projection will look like during the 3 phases
  • If you will need to “un-retire” at any phase and go back to work for work income

This package will be held over two sessions, which you can choose to meet up in person, or over Zoom for your convenience.

> Session 1:

This will take around 45 minutes, during which I will introduce and lead you through the CHECKLIST, to answer the questions listed above.

> Session 2:

I will do a PERSONALISED CALCULATION for you on how to achieve your goals for retirement income based on your checklist and expenses analysis that we have established in the first session.

The personalized calculation includes: 
1. Calculate and project your monthly expenses from retirement age to age 100, taking into consideration inflation
2. Calculate and project your insurance premiums that is required to continue in retirement including the cash portion of your integrated plans (if any)
3. Calculate and project additional expenses that might incurred either partially or throughout retirement
4. Calculate and project your CPF Life income
5. Calculate and project income from private annuities
6. Calculate and project investment income such as dividends and rental
7. Calculate and project income from current savings (for example CPF balances, bank balances in retirement etc)
8. Calculate and project income from Supplementary Retirement Scheme (SRS) for retirement
9. Calculate and project income from endowment policies
10. Calculate and project income from other sources

What People Say About Retirement Clarity Package

“Informative. Exemplified with clear explanation.”
– Geraldine Chow

“I would like to thank Ms Lee Meng for giving a clear explanation regarding my current financial status. Ms Lee Meng took the extra time to explain things and addressed all my queries very patiently. She was very assuring and the atmosphere was friendly. Thanks, Ms Lee Meng :)”
– Alison Tan

“Thanks for always considering my needs and current situation when planning products that will secure me as I move into the slow-go and no-go years…As a single, I feel relieved with all the advice!!!”
– Ms Wong, Teacher

The Retirement Clarity Package cost is a one-time fee of $500.

If you are interested do fill up the form below and we will get back to you soon.

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It is time to equip yourself for your retirement success!

PERSONAL NOTE FROM ORGANIZER:

Why am I doing this program?

Very often, the women I’ve spoken to feel judged for not saving enough or carry a sense of guilt for not being forward-looking enough in their thinking and planning. This results in a very large hesitance for them to seek help for or start on their financial planning journey.

This is something that I can very much relate to, being a woman myself. I am doing this program to allow these women a validating conversation, where they can feel freed up to ask even the most basic financial questions, and they can build a relationship with someone who can continue to guide them along as they grow in financial confidence.

About Lee Meng

Lee Meng, Executive Financial Services Consultant, is a certified Chartered Financial Practitioner with a primary focus of using the “Building Transferable Wealth” concept in solving the financial issues for her personal clients.

She also specializes in helping companies formulate a proper plan to integrate employee benefits into their culture.

Find out more about Lee Meng at http://www.gen.com.sg/leemeng

Media Interviews

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