These articles are written by GEN planners to share their views on various financial planning topics that they are passionate about.

We hope that these articles will help you to better understand the topics discussed and make more informed financial decisions.

Legacy Planning – When should you use “3-Generation (3G) Insurance Plans”?

Legacy Planning – When should you use “3-Generation (3G) Insurance Plans”? According to Investopedia, Legacy Planning is a financial strategy that prepares a person to bequeath his or her assets to a loved one or [...]

Education Planning : Education Planning Concerns For Families With 2 Children And More

Education Planning : Education Planning Concerns For Families With 2 Children And More Every parent knows saving up for the funds for their children’s education is important. From normal savings accounts, to endowment plans to [...]

Insurance for Dentist – What else besides Disability Income?

Insurance for Dentist – What else besides Disability Income? Being a Dentist is known to be one of the most well paid occupation in the society. It is a niche occupation whereby one has to [...]

Budgeting for a Build-To-Order (“BTO”) or Resale Flat– How Much Do You Need?

Budgeting for a Build-To-Order (“BTO”) or Resale Flat– How Much Do You Need? Conversation between me and a client who bought his HDB flat when the price was at the peak. Me: Don’t you [...]

Understanding Your Company Insurance – Is it a sufficient coverage for yourself?

Understanding Your Company Insurance – Is it a sufficient coverage for yourself? At the age of 24, I developed a bad rash all over my body, and had to visit the doctor once every 4 days [...]

ElderShield – How Much Should You Upgrade To?

ElderShield – How Much Should You Upgrade To? Client: Can refresh my memory?  What’s this ElderShield insurance that you mentioned to me the other time? Me: It’s for long term care planning.  Do you [...]

Home Protection Scheme (HPS) – What is this insurance?

Home Protection Scheme (HPS) – What is this insurance? Client: Hey Eileen, I just collected the keys to my new home! Anyway I signed up for this insurance called the Home Protection Scheme. Is it [...]

Long Term Care – How to Plan Financially for the Unhealthy Years?

Long Term Care – How to Plan Financially for the Unhealthy Years? Discussion between my relatively healthy 78 year-old father and me on the need to have his cataract surgery Dad: No need to change [...]

Life Insurance for Children – Do they really need it?

Life Insurance for Children - Do they really need it? Client: Hey! I just delivered and we would like to look at setting up hospitalization plan and creating education funds for my new born. Do [...]

Questions You May Ask during Pregnancy (Using CPF, Insurance and others)

Questions You May Ask during Pregnancy (Using CPF, Insurance and others) "The problem is not the problem. The problem is we don't know what is the problem" I first learnt about this phrase from a [...]

 

 

Disclaimer :

“The information provided herein is intended for general circulation. The views are personal opinion of the writer provided for reference only and do not have regard to the specific investment objectives, financial situation or the particular needs of any recipient. Henceforth, the contents shall not be construed as an offer or solicitation to buy, sell or subscribe for any investment or life insurance product or the giving of advice thereof.”