These articles are written by GEN planners to share their views on various financial planning topics that they are passionate about.

We hope that these articles will help you to better understand the topics discussed and make more informed financial decisions.

Home Protection Scheme (HPS) – What is this insurance?

Home Protection Scheme (HPS) – What is this insurance? Client: Hey Eileen, I just collected the keys to my new home! Anyway I signed up for this insurance called the Home Protection Scheme. Is it [...]

Long Term Care – How to Plan Financially for the Unhealthy Years?

Long Term Care – How to Plan Financially for the Unhealthy Years? Discussion between my relatively healthy 78 year-old father and me on the need to have his cataract surgery Dad: No need to change [...]

Life Insurance for Children – Do they really need it?

Life Insurance for Children - Do they really need it? Client: Hey! I just delivered and we would like to look at setting up hospitalization plan and creating education funds for my new born. Do [...]

Questions You May Ask during Pregnancy (Using CPF, Insurance and others)

Questions You May Ask during Pregnancy (Using CPF, Insurance and others) "The problem is not the problem. The problem is we don't know what is the problem" I first learnt about this phrase from a [...]

CPF Insurance Schemes – What are the differences between MediShield Life and ElderShield?

CPF Insurance Schemes – What are the differences between Medishield Life and Eldershield? While Singapore is not a welfare state, there are some measures put in place to ensure that Singaporeans will have some safety [...]

Wedding Costs & Expenses – How to Create a Budget

Wedding Costs & Expenses – How to Create a Budget Client (Boy): We are thinking of starting a joint investment account to invest $1,000 a month. $500 from her and $500 from me. Me: Great, [...]

Mortgage Refinancing – Who it is for and why you should do it

Mortgage Refinancing - Who it is for and why you should do it Interest rates have been rising gradually over the past 18 months and there are both benefits and difficulties at the same time. [...]

Long Term Visit Pass Holders – What type of insurance is suitable?

Long Term Visit Pass Holders – What type of insurance is suitable? Me: So your mother is coming over from Malaysia to help take care of your child? Client: Yeah. Infant care in this area [...]

CPF Investment Scheme – When should you seriously consider using it?

CPF Investment Scheme – When should you seriously consider using it? “Many CPF Investors get their fingers burnt” reads a news headline that was reporting on figures published by the Central Provident Fund (“CPF”) board [...]

CPF Withdrawal at Age 55 – When Should You Do So?

CPF Withdrawal at Age 55 – When Should You Do So? Mr. Tan : “Hi Shaun, I am about to reach age 55 and I know I can withdraw my CPF.” Me : “That’s great! [...]

 

 

Disclaimer :

“The information provided herein is intended for general circulation. The views are personal opinion of the writer provided for reference only and do not have regard to the specific investment objectives, financial situation or the particular needs of any recipient. Henceforth, the contents shall not be construed as an offer or solicitation to buy, sell or subscribe for any investment or life insurance product or the giving of advice thereof.”