You may have bought this policy when you first started work. This would be your “get my foot in the door” policy, as you thought “better to have some coverage than none.”
Now, as you have more financial commitments, you wonder if you need to make adjustments to your basic coverage, and maybe it is time to step up your coverage from basic to comprehensive.
In addition, you will also want to cover against any COVID-related changes in conditions. You will find more details to help you start on your review from the Insurance Portfolio Review Service.